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Plain answers on debt, proposals, and rebuilding.

Written by the licensed professionals at Day Group Inc. Everything here is designed to help you understand your options before, during, and after an insolvency process.

What is a consumer proposal and is it right for me?

Consumer Proposals

What is a consumer proposal and is it right for me?

A consumer proposal lets you settle your unsecured debt for less than you owe with one fixed monthly payment. Here is a plain-language guide to how it works, who qualifies, and what to expect.

Day Group Inc. · Pillar guide

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credit score

Consumer Proposals: How It Impacts Your Credit Score

What a consumer proposal actually does to your credit report, how long the record lasts, and the practical steps that shorten the road back to...

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Consumer Proposal Alberta Success

Consumer Proposal Alberta: Breaking Free from Debt

How consumer proposals work in Alberta: who is eligible, what the process involves, the benefits compared with other options, and what life looks like once...

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Debt help in Canada

Debt Help in Canada: Guide to Financial Freedom

A plain-language starting point if you are struggling to keep up with payments: how to understand what you owe, what your rights are, and which...

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